{
  "rules": [
    {
      "feature": "utilization",
      "id": "current-utilization",
      "min_applications": 20,
      "min_coverage": "1.0",
      "population": "current",
      "vintage": "all"
    },
    {
      "feature": "debt_to_income",
      "id": "current-debt_to_income",
      "min_applications": 20,
      "min_coverage": "1.0",
      "population": "current",
      "vintage": "all"
    },
    {
      "feature": "prior_delinquencies",
      "id": "current-prior_delinquencies",
      "min_applications": 20,
      "min_coverage": "1.0",
      "population": "current",
      "vintage": "all"
    }
  ],
  "schema": "creditvintage-feature-policy-v1"
}