Score distribution before labels mature.
As of 2024-10-01, current applications are scored using the model and calibrator frozen before their first vintage. No current outcome enters these numbers.
Reference loans480
Current loans320
Raw-score PSI0.041
Synthetic example. PSI measures a score distribution shift, not credit performance or statistical significance. It does not trigger an automatic decision. 10 reference-quantile bins use a 0.5 count per bin; small monthly samples are not scored.
By origination month
| Vintage | Loans | PSI vs reference |
|---|---|---|
| 2024-07 | 80 | 0.072 |
| 2024-08 | 80 | 0.131 |
| 2024-09 | 80 | 0.220 |
| 2024-10 | 80 | 0.082 |
Inspect bin counts and contributions, reference scores, current scores, method and totals, and file hashes.