CREDITVINTAGE × PITBRIDGE / SYNTHETIC RESEARCH

A prediction is a result.
Its sources are the evidence.

PITBridge selects the records available at each decision. A checked adapter exports three defined credit features; CreditVintage evaluates them with separate training, calibration and test periods. Select a held-out application to inspect its source records.

480Applications across three periods
1440Selected source features
192Source records available after the decision

Preserved source events → decision-time features → prospective evaluation

Inspect a held-out application

ApplicationDecision UTCFeatureValueSourceRecord IDRevisionEvent UTCPublished UTCIngested UTCAvailable UTC
CV202407-00002024-07-01T23:59:59.999999+00:00debt_to_income0.764978credit_applicationCV202407-0000-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00002024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0000-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00002024-07-01T23:59:59.999999+00:00utilization0.269845credit_applicationCV202407-0000-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00012024-07-01T23:59:59.999999+00:00debt_to_income0.37117credit_applicationCV202407-0001-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00012024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0001-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00012024-07-01T23:59:59.999999+00:00utilization0.427101credit_applicationCV202407-0001-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00022024-07-01T23:59:59.999999+00:00debt_to_income0.614552credit_applicationCV202407-0002-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00022024-07-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202407-0002-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00022024-07-01T23:59:59.999999+00:00utilization0.62726credit_applicationCV202407-0002-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00032024-07-01T23:59:59.999999+00:00debt_to_income0.511412credit_applicationCV202407-0003-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00032024-07-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202407-0003-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00032024-07-01T23:59:59.999999+00:00utilization0.839206credit_applicationCV202407-0003-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00042024-07-01T23:59:59.999999+00:00debt_to_income0.212808credit_applicationCV202407-0004-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00042024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0004-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00042024-07-01T23:59:59.999999+00:00utilization0.707437credit_applicationCV202407-0004-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00052024-07-01T23:59:59.999999+00:00debt_to_income0.358032credit_applicationCV202407-0005-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00052024-07-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202407-0005-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00052024-07-01T23:59:59.999999+00:00utilization0.175384credit_applicationCV202407-0005-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00062024-07-01T23:59:59.999999+00:00debt_to_income0.089971credit_applicationCV202407-0006-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00062024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0006-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00062024-07-01T23:59:59.999999+00:00utilization0.555899credit_applicationCV202407-0006-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00072024-07-01T23:59:59.999999+00:00debt_to_income0.736348credit_applicationCV202407-0007-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00072024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0007-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00072024-07-01T23:59:59.999999+00:00utilization0.53989credit_applicationCV202407-0007-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00082024-07-01T23:59:59.999999+00:00debt_to_income0.322629credit_applicationCV202407-0008-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00082024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0008-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00082024-07-01T23:59:59.999999+00:00utilization0.198663credit_applicationCV202407-0008-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00092024-07-01T23:59:59.999999+00:00debt_to_income0.472279credit_applicationCV202407-0009-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00092024-07-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202407-0009-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00092024-07-01T23:59:59.999999+00:00utilization0.049062credit_applicationCV202407-0009-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00102024-07-01T23:59:59.999999+00:00debt_to_income0.41642credit_applicationCV202407-0010-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00102024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0010-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00102024-07-01T23:59:59.999999+00:00utilization0.689591credit_applicationCV202407-0010-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00112024-07-01T23:59:59.999999+00:00debt_to_income0.286787credit_applicationCV202407-0011-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00112024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0011-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00112024-07-01T23:59:59.999999+00:00utilization0.164138credit_applicationCV202407-0011-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00122024-07-01T23:59:59.999999+00:00debt_to_income0.742749credit_applicationCV202407-0012-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00122024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0012-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00122024-07-01T23:59:59.999999+00:00utilization0.950781credit_applicationCV202407-0012-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00132024-07-01T23:59:59.999999+00:00debt_to_income0.779937credit_applicationCV202407-0013-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00132024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0013-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00132024-07-01T23:59:59.999999+00:00utilization0.607869credit_applicationCV202407-0013-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00142024-07-01T23:59:59.999999+00:00debt_to_income0.791688credit_applicationCV202407-0014-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00142024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0014-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00142024-07-01T23:59:59.999999+00:00utilization0.863843credit_applicationCV202407-0014-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00152024-07-01T23:59:59.999999+00:00debt_to_income0.087831credit_applicationCV202407-0015-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00152024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0015-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00152024-07-01T23:59:59.999999+00:00utilization0.893886credit_applicationCV202407-0015-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00162024-07-01T23:59:59.999999+00:00debt_to_income0.325335credit_applicationCV202407-0016-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00162024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0016-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00162024-07-01T23:59:59.999999+00:00utilization0.378283credit_applicationCV202407-0016-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00172024-07-01T23:59:59.999999+00:00debt_to_income0.632005credit_applicationCV202407-0017-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00172024-07-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202407-0017-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00172024-07-01T23:59:59.999999+00:00utilization0.398255credit_applicationCV202407-0017-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00182024-07-01T23:59:59.999999+00:00debt_to_income0.203242credit_applicationCV202407-0018-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00182024-07-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202407-0018-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00182024-07-01T23:59:59.999999+00:00utilization0.43331credit_applicationCV202407-0018-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00192024-07-01T23:59:59.999999+00:00debt_to_income0.763482credit_applicationCV202407-0019-debt_to_income-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00192024-07-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202407-0019-prior_delinquencies-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202407-00192024-07-01T23:59:59.999999+00:00utilization0.250027credit_applicationCV202407-0019-utilization-2024-06-2612024-06-26T00:00:00.000000+00:002024-06-30T08:00:00.000000+00:002024-06-30T09:00:00.000000+00:002024-06-30T09:00:00.000000+00:00
CV202408-00002024-08-01T23:59:59.999999+00:00debt_to_income0.791017credit_applicationCV202408-0000-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00002024-08-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202408-0000-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00002024-08-01T23:59:59.999999+00:00utilization0.951938credit_applicationCV202408-0000-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00012024-08-01T23:59:59.999999+00:00debt_to_income0.747105credit_applicationCV202408-0001-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00012024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0001-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00012024-08-01T23:59:59.999999+00:00utilization0.387338credit_applicationCV202408-0001-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00022024-08-01T23:59:59.999999+00:00debt_to_income0.160379credit_applicationCV202408-0002-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00022024-08-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202408-0002-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00022024-08-01T23:59:59.999999+00:00utilization0.905117credit_applicationCV202408-0002-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00032024-08-01T23:59:59.999999+00:00debt_to_income0.121533credit_applicationCV202408-0003-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00032024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0003-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00032024-08-01T23:59:59.999999+00:00utilization0.111592credit_applicationCV202408-0003-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00042024-08-01T23:59:59.999999+00:00debt_to_income0.361814credit_applicationCV202408-0004-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00042024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0004-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00042024-08-01T23:59:59.999999+00:00utilization0.52099credit_applicationCV202408-0004-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00052024-08-01T23:59:59.999999+00:00debt_to_income0.332815credit_applicationCV202408-0005-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00052024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0005-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00052024-08-01T23:59:59.999999+00:00utilization0.776357credit_applicationCV202408-0005-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00062024-08-01T23:59:59.999999+00:00debt_to_income0.181782credit_applicationCV202408-0006-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00062024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0006-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00062024-08-01T23:59:59.999999+00:00utilization0.572685credit_applicationCV202408-0006-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00072024-08-01T23:59:59.999999+00:00debt_to_income0.097972credit_applicationCV202408-0007-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00072024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0007-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00072024-08-01T23:59:59.999999+00:00utilization0.057495credit_applicationCV202408-0007-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00082024-08-01T23:59:59.999999+00:00debt_to_income0.775531credit_applicationCV202408-0008-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00082024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0008-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00082024-08-01T23:59:59.999999+00:00utilization0.393157credit_applicationCV202408-0008-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00092024-08-01T23:59:59.999999+00:00debt_to_income0.26212credit_applicationCV202408-0009-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00092024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0009-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00092024-08-01T23:59:59.999999+00:00utilization0.894588credit_applicationCV202408-0009-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00102024-08-01T23:59:59.999999+00:00debt_to_income0.23224credit_applicationCV202408-0010-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00102024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0010-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00102024-08-01T23:59:59.999999+00:00utilization0.442697credit_applicationCV202408-0010-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00112024-08-01T23:59:59.999999+00:00debt_to_income0.410694credit_applicationCV202408-0011-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00112024-08-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202408-0011-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00112024-08-01T23:59:59.999999+00:00utilization0.903337credit_applicationCV202408-0011-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00122024-08-01T23:59:59.999999+00:00debt_to_income0.585688credit_applicationCV202408-0012-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00122024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0012-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00122024-08-01T23:59:59.999999+00:00utilization0.852614credit_applicationCV202408-0012-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00132024-08-01T23:59:59.999999+00:00debt_to_income0.296597credit_applicationCV202408-0013-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00132024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0013-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00132024-08-01T23:59:59.999999+00:00utilization0.873542credit_applicationCV202408-0013-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00142024-08-01T23:59:59.999999+00:00debt_to_income0.398595credit_applicationCV202408-0014-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00142024-08-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202408-0014-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00142024-08-01T23:59:59.999999+00:00utilization0.919405credit_applicationCV202408-0014-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00152024-08-01T23:59:59.999999+00:00debt_to_income0.642463credit_applicationCV202408-0015-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00152024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0015-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00152024-08-01T23:59:59.999999+00:00utilization0.523192credit_applicationCV202408-0015-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00162024-08-01T23:59:59.999999+00:00debt_to_income0.272422credit_applicationCV202408-0016-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00162024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0016-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00162024-08-01T23:59:59.999999+00:00utilization0.324156credit_applicationCV202408-0016-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00172024-08-01T23:59:59.999999+00:00debt_to_income0.132767credit_applicationCV202408-0017-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00172024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0017-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00172024-08-01T23:59:59.999999+00:00utilization0.469899credit_applicationCV202408-0017-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00182024-08-01T23:59:59.999999+00:00debt_to_income0.724353credit_applicationCV202408-0018-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00182024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0018-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00182024-08-01T23:59:59.999999+00:00utilization0.822095credit_applicationCV202408-0018-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00192024-08-01T23:59:59.999999+00:00debt_to_income0.582649credit_applicationCV202408-0019-debt_to_income-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00192024-08-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202408-0019-prior_delinquencies-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202408-00192024-08-01T23:59:59.999999+00:00utilization0.138841credit_applicationCV202408-0019-utilization-2024-07-2712024-07-27T00:00:00.000000+00:002024-07-31T08:00:00.000000+00:002024-07-31T09:00:00.000000+00:002024-07-31T09:00:00.000000+00:00
CV202409-00002024-09-01T23:59:59.999999+00:00debt_to_income0.417497credit_applicationCV202409-0000-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00002024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0000-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00002024-09-01T23:59:59.999999+00:00utilization0.472927credit_applicationCV202409-0000-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00012024-09-01T23:59:59.999999+00:00debt_to_income0.704532credit_applicationCV202409-0001-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00012024-09-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202409-0001-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00012024-09-01T23:59:59.999999+00:00utilization0.940053credit_applicationCV202409-0001-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00022024-09-01T23:59:59.999999+00:00debt_to_income0.240552credit_applicationCV202409-0002-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00022024-09-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202409-0002-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00022024-09-01T23:59:59.999999+00:00utilization0.692393credit_applicationCV202409-0002-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00032024-09-01T23:59:59.999999+00:00debt_to_income0.479232credit_applicationCV202409-0003-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00032024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0003-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00032024-09-01T23:59:59.999999+00:00utilization0.874873credit_applicationCV202409-0003-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00042024-09-01T23:59:59.999999+00:00debt_to_income0.33626credit_applicationCV202409-0004-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00042024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0004-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00042024-09-01T23:59:59.999999+00:00utilization0.588591credit_applicationCV202409-0004-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00052024-09-01T23:59:59.999999+00:00debt_to_income0.543599credit_applicationCV202409-0005-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00052024-09-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202409-0005-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00052024-09-01T23:59:59.999999+00:00utilization0.681174credit_applicationCV202409-0005-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00062024-09-01T23:59:59.999999+00:00debt_to_income0.422976credit_applicationCV202409-0006-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00062024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0006-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00062024-09-01T23:59:59.999999+00:00utilization0.459973credit_applicationCV202409-0006-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00072024-09-01T23:59:59.999999+00:00debt_to_income0.145183credit_applicationCV202409-0007-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00072024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0007-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00072024-09-01T23:59:59.999999+00:00utilization0.323697credit_applicationCV202409-0007-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00082024-09-01T23:59:59.999999+00:00debt_to_income0.593327credit_applicationCV202409-0008-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00082024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0008-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00082024-09-01T23:59:59.999999+00:00utilization0.073741credit_applicationCV202409-0008-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00092024-09-01T23:59:59.999999+00:00debt_to_income0.270828credit_applicationCV202409-0009-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00092024-09-01T23:59:59.999999+00:00prior_delinquencies3.0credit_applicationCV202409-0009-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00092024-09-01T23:59:59.999999+00:00utilization0.378205credit_applicationCV202409-0009-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00102024-09-01T23:59:59.999999+00:00debt_to_income0.763355credit_applicationCV202409-0010-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00102024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0010-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00102024-09-01T23:59:59.999999+00:00utilization0.862648credit_applicationCV202409-0010-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00112024-09-01T23:59:59.999999+00:00debt_to_income0.264244credit_applicationCV202409-0011-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00112024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0011-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00112024-09-01T23:59:59.999999+00:00utilization0.345344credit_applicationCV202409-0011-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00122024-09-01T23:59:59.999999+00:00debt_to_income0.77514credit_applicationCV202409-0012-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00122024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0012-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00122024-09-01T23:59:59.999999+00:00utilization0.71197credit_applicationCV202409-0012-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00132024-09-01T23:59:59.999999+00:00debt_to_income0.462688credit_applicationCV202409-0013-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00132024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0013-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00132024-09-01T23:59:59.999999+00:00utilization0.581493credit_applicationCV202409-0013-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00142024-09-01T23:59:59.999999+00:00debt_to_income0.614245credit_applicationCV202409-0014-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00142024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0014-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00142024-09-01T23:59:59.999999+00:00utilization0.26375credit_applicationCV202409-0014-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00152024-09-01T23:59:59.999999+00:00debt_to_income0.757403credit_applicationCV202409-0015-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00152024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0015-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00152024-09-01T23:59:59.999999+00:00utilization0.448896credit_applicationCV202409-0015-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00162024-09-01T23:59:59.999999+00:00debt_to_income0.59984credit_applicationCV202409-0016-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00162024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0016-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00162024-09-01T23:59:59.999999+00:00utilization0.594406credit_applicationCV202409-0016-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00172024-09-01T23:59:59.999999+00:00debt_to_income0.621396credit_applicationCV202409-0017-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00172024-09-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202409-0017-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00172024-09-01T23:59:59.999999+00:00utilization0.634696credit_applicationCV202409-0017-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00182024-09-01T23:59:59.999999+00:00debt_to_income0.189773credit_applicationCV202409-0018-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00182024-09-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202409-0018-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00182024-09-01T23:59:59.999999+00:00utilization0.210663credit_applicationCV202409-0018-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00192024-09-01T23:59:59.999999+00:00debt_to_income0.080539credit_applicationCV202409-0019-debt_to_income-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00192024-09-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202409-0019-prior_delinquencies-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202409-00192024-09-01T23:59:59.999999+00:00utilization0.884646credit_applicationCV202409-0019-utilization-2024-08-2712024-08-27T00:00:00.000000+00:002024-08-31T08:00:00.000000+00:002024-08-31T09:00:00.000000+00:002024-08-31T09:00:00.000000+00:00
CV202410-00002024-10-01T23:59:59.999999+00:00debt_to_income0.182725credit_applicationCV202410-0000-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00002024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0000-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00002024-10-01T23:59:59.999999+00:00utilization0.68837credit_applicationCV202410-0000-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00012024-10-01T23:59:59.999999+00:00debt_to_income0.305899credit_applicationCV202410-0001-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00012024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0001-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00012024-10-01T23:59:59.999999+00:00utilization0.854093credit_applicationCV202410-0001-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00022024-10-01T23:59:59.999999+00:00debt_to_income0.155944credit_applicationCV202410-0002-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00022024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0002-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00022024-10-01T23:59:59.999999+00:00utilization0.707843credit_applicationCV202410-0002-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00032024-10-01T23:59:59.999999+00:00debt_to_income0.712266credit_applicationCV202410-0003-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00032024-10-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202410-0003-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00032024-10-01T23:59:59.999999+00:00utilization0.686201credit_applicationCV202410-0003-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00042024-10-01T23:59:59.999999+00:00debt_to_income0.575876credit_applicationCV202410-0004-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00042024-10-01T23:59:59.999999+00:00prior_delinquencies3.0credit_applicationCV202410-0004-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00042024-10-01T23:59:59.999999+00:00utilization0.091591credit_applicationCV202410-0004-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00052024-10-01T23:59:59.999999+00:00debt_to_income0.707821credit_applicationCV202410-0005-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00052024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0005-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00052024-10-01T23:59:59.999999+00:00utilization0.60711credit_applicationCV202410-0005-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00062024-10-01T23:59:59.999999+00:00debt_to_income0.264144credit_applicationCV202410-0006-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00062024-10-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202410-0006-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00062024-10-01T23:59:59.999999+00:00utilization0.095766credit_applicationCV202410-0006-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00072024-10-01T23:59:59.999999+00:00debt_to_income0.454821credit_applicationCV202410-0007-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00072024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0007-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00072024-10-01T23:59:59.999999+00:00utilization0.531641credit_applicationCV202410-0007-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00082024-10-01T23:59:59.999999+00:00debt_to_income0.203885credit_applicationCV202410-0008-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00082024-10-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202410-0008-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00082024-10-01T23:59:59.999999+00:00utilization0.72124credit_applicationCV202410-0008-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00092024-10-01T23:59:59.999999+00:00debt_to_income0.7369credit_applicationCV202410-0009-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00092024-10-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202410-0009-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00092024-10-01T23:59:59.999999+00:00utilization0.539378credit_applicationCV202410-0009-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00102024-10-01T23:59:59.999999+00:00debt_to_income0.155472credit_applicationCV202410-0010-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00102024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0010-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00102024-10-01T23:59:59.999999+00:00utilization0.598614credit_applicationCV202410-0010-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00112024-10-01T23:59:59.999999+00:00debt_to_income0.398596credit_applicationCV202410-0011-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00112024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0011-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00112024-10-01T23:59:59.999999+00:00utilization0.042019credit_applicationCV202410-0011-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00122024-10-01T23:59:59.999999+00:00debt_to_income0.491537credit_applicationCV202410-0012-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00122024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0012-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00122024-10-01T23:59:59.999999+00:00utilization0.443215credit_applicationCV202410-0012-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00132024-10-01T23:59:59.999999+00:00debt_to_income0.558089credit_applicationCV202410-0013-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00132024-10-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202410-0013-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00132024-10-01T23:59:59.999999+00:00utilization0.620042credit_applicationCV202410-0013-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00142024-10-01T23:59:59.999999+00:00debt_to_income0.603346credit_applicationCV202410-0014-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00142024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0014-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00142024-10-01T23:59:59.999999+00:00utilization0.646492credit_applicationCV202410-0014-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00152024-10-01T23:59:59.999999+00:00debt_to_income0.449849credit_applicationCV202410-0015-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00152024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0015-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00152024-10-01T23:59:59.999999+00:00utilization0.664864credit_applicationCV202410-0015-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00162024-10-01T23:59:59.999999+00:00debt_to_income0.293984credit_applicationCV202410-0016-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00162024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0016-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00162024-10-01T23:59:59.999999+00:00utilization0.67734credit_applicationCV202410-0016-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00172024-10-01T23:59:59.999999+00:00debt_to_income0.229658credit_applicationCV202410-0017-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00172024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0017-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00172024-10-01T23:59:59.999999+00:00utilization0.162139credit_applicationCV202410-0017-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00182024-10-01T23:59:59.999999+00:00debt_to_income0.304561credit_applicationCV202410-0018-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00182024-10-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202410-0018-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00182024-10-01T23:59:59.999999+00:00utilization0.438444credit_applicationCV202410-0018-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00192024-10-01T23:59:59.999999+00:00debt_to_income0.568279credit_applicationCV202410-0019-debt_to_income-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00192024-10-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202410-0019-prior_delinquencies-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202410-00192024-10-01T23:59:59.999999+00:00utilization0.280328credit_applicationCV202410-0019-utilization-2024-09-2612024-09-26T00:00:00.000000+00:002024-09-30T08:00:00.000000+00:002024-09-30T09:00:00.000000+00:002024-09-30T09:00:00.000000+00:00
CV202411-00002024-11-01T23:59:59.999999+00:00debt_to_income0.081207credit_applicationCV202411-0000-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00002024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0000-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00002024-11-01T23:59:59.999999+00:00utilization0.500891credit_applicationCV202411-0000-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00012024-11-01T23:59:59.999999+00:00debt_to_income0.684714credit_applicationCV202411-0001-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00012024-11-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202411-0001-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00012024-11-01T23:59:59.999999+00:00utilization0.719828credit_applicationCV202411-0001-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00022024-11-01T23:59:59.999999+00:00debt_to_income0.379475credit_applicationCV202411-0002-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00022024-11-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202411-0002-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00022024-11-01T23:59:59.999999+00:00utilization0.71707credit_applicationCV202411-0002-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00032024-11-01T23:59:59.999999+00:00debt_to_income0.773137credit_applicationCV202411-0003-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00032024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0003-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00032024-11-01T23:59:59.999999+00:00utilization0.666094credit_applicationCV202411-0003-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00042024-11-01T23:59:59.999999+00:00debt_to_income0.4876credit_applicationCV202411-0004-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00042024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0004-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00042024-11-01T23:59:59.999999+00:00utilization0.226349credit_applicationCV202411-0004-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00052024-11-01T23:59:59.999999+00:00debt_to_income0.516016credit_applicationCV202411-0005-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00052024-11-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202411-0005-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00052024-11-01T23:59:59.999999+00:00utilization0.189941credit_applicationCV202411-0005-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00062024-11-01T23:59:59.999999+00:00debt_to_income0.332741credit_applicationCV202411-0006-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00062024-11-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202411-0006-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00062024-11-01T23:59:59.999999+00:00utilization0.558465credit_applicationCV202411-0006-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00072024-11-01T23:59:59.999999+00:00debt_to_income0.205981credit_applicationCV202411-0007-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00072024-11-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202411-0007-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00072024-11-01T23:59:59.999999+00:00utilization0.307031credit_applicationCV202411-0007-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00082024-11-01T23:59:59.999999+00:00debt_to_income0.278214credit_applicationCV202411-0008-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00082024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0008-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00082024-11-01T23:59:59.999999+00:00utilization0.731918credit_applicationCV202411-0008-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00092024-11-01T23:59:59.999999+00:00debt_to_income0.525227credit_applicationCV202411-0009-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00092024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0009-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00092024-11-01T23:59:59.999999+00:00utilization0.863173credit_applicationCV202411-0009-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00102024-11-01T23:59:59.999999+00:00debt_to_income0.188891credit_applicationCV202411-0010-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00102024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0010-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00102024-11-01T23:59:59.999999+00:00utilization0.245289credit_applicationCV202411-0010-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00112024-11-01T23:59:59.999999+00:00debt_to_income0.732663credit_applicationCV202411-0011-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00112024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0011-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00112024-11-01T23:59:59.999999+00:00utilization0.433412credit_applicationCV202411-0011-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00122024-11-01T23:59:59.999999+00:00debt_to_income0.353871credit_applicationCV202411-0012-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00122024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0012-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00122024-11-01T23:59:59.999999+00:00utilization0.848044credit_applicationCV202411-0012-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00132024-11-01T23:59:59.999999+00:00debt_to_income0.629378credit_applicationCV202411-0013-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00132024-11-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202411-0013-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00132024-11-01T23:59:59.999999+00:00utilization0.277027credit_applicationCV202411-0013-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00142024-11-01T23:59:59.999999+00:00debt_to_income0.180722credit_applicationCV202411-0014-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00142024-11-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202411-0014-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00142024-11-01T23:59:59.999999+00:00utilization0.562097credit_applicationCV202411-0014-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00152024-11-01T23:59:59.999999+00:00debt_to_income0.797371credit_applicationCV202411-0015-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00152024-11-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202411-0015-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00152024-11-01T23:59:59.999999+00:00utilization0.279291credit_applicationCV202411-0015-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00162024-11-01T23:59:59.999999+00:00debt_to_income0.662762credit_applicationCV202411-0016-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00162024-11-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202411-0016-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00162024-11-01T23:59:59.999999+00:00utilization0.846713credit_applicationCV202411-0016-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00172024-11-01T23:59:59.999999+00:00debt_to_income0.487016credit_applicationCV202411-0017-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00172024-11-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202411-0017-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00172024-11-01T23:59:59.999999+00:00utilization0.715771credit_applicationCV202411-0017-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00182024-11-01T23:59:59.999999+00:00debt_to_income0.666227credit_applicationCV202411-0018-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00182024-11-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202411-0018-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00182024-11-01T23:59:59.999999+00:00utilization0.718544credit_applicationCV202411-0018-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00192024-11-01T23:59:59.999999+00:00debt_to_income0.293417credit_applicationCV202411-0019-debt_to_income-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00192024-11-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202411-0019-prior_delinquencies-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202411-00192024-11-01T23:59:59.999999+00:00utilization0.21744credit_applicationCV202411-0019-utilization-2024-10-2712024-10-27T00:00:00.000000+00:002024-10-31T08:00:00.000000+00:002024-10-31T09:00:00.000000+00:002024-10-31T09:00:00.000000+00:00
CV202412-00002024-12-01T23:59:59.999999+00:00debt_to_income0.218672credit_applicationCV202412-0000-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00002024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0000-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00002024-12-01T23:59:59.999999+00:00utilization0.638476credit_applicationCV202412-0000-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00012024-12-01T23:59:59.999999+00:00debt_to_income0.501818credit_applicationCV202412-0001-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00012024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0001-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00012024-12-01T23:59:59.999999+00:00utilization0.089794credit_applicationCV202412-0001-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00022024-12-01T23:59:59.999999+00:00debt_to_income0.317103credit_applicationCV202412-0002-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00022024-12-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202412-0002-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00022024-12-01T23:59:59.999999+00:00utilization0.46397credit_applicationCV202412-0002-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00032024-12-01T23:59:59.999999+00:00debt_to_income0.628741credit_applicationCV202412-0003-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00032024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0003-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00032024-12-01T23:59:59.999999+00:00utilization0.217096credit_applicationCV202412-0003-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00042024-12-01T23:59:59.999999+00:00debt_to_income0.217304credit_applicationCV202412-0004-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00042024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0004-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00042024-12-01T23:59:59.999999+00:00utilization0.575245credit_applicationCV202412-0004-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00052024-12-01T23:59:59.999999+00:00debt_to_income0.612015credit_applicationCV202412-0005-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00052024-12-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202412-0005-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00052024-12-01T23:59:59.999999+00:00utilization0.45785credit_applicationCV202412-0005-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00062024-12-01T23:59:59.999999+00:00debt_to_income0.542302credit_applicationCV202412-0006-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00062024-12-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202412-0006-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00062024-12-01T23:59:59.999999+00:00utilization0.588817credit_applicationCV202412-0006-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00072024-12-01T23:59:59.999999+00:00debt_to_income0.52062credit_applicationCV202412-0007-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00072024-12-01T23:59:59.999999+00:00prior_delinquencies2.0credit_applicationCV202412-0007-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00072024-12-01T23:59:59.999999+00:00utilization0.479605credit_applicationCV202412-0007-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00082024-12-01T23:59:59.999999+00:00debt_to_income0.417278credit_applicationCV202412-0008-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00082024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0008-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00082024-12-01T23:59:59.999999+00:00utilization0.056947credit_applicationCV202412-0008-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00092024-12-01T23:59:59.999999+00:00debt_to_income0.660596credit_applicationCV202412-0009-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00092024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0009-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00092024-12-01T23:59:59.999999+00:00utilization0.189093credit_applicationCV202412-0009-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00102024-12-01T23:59:59.999999+00:00debt_to_income0.521287credit_applicationCV202412-0010-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00102024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0010-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00102024-12-01T23:59:59.999999+00:00utilization0.475249credit_applicationCV202412-0010-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00112024-12-01T23:59:59.999999+00:00debt_to_income0.218962credit_applicationCV202412-0011-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00112024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0011-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00112024-12-01T23:59:59.999999+00:00utilization0.366723credit_applicationCV202412-0011-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00122024-12-01T23:59:59.999999+00:00debt_to_income0.384501credit_applicationCV202412-0012-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00122024-12-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202412-0012-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00122024-12-01T23:59:59.999999+00:00utilization0.251658credit_applicationCV202412-0012-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00132024-12-01T23:59:59.999999+00:00debt_to_income0.671253credit_applicationCV202412-0013-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00132024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0013-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00132024-12-01T23:59:59.999999+00:00utilization0.35086credit_applicationCV202412-0013-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00142024-12-01T23:59:59.999999+00:00debt_to_income0.277576credit_applicationCV202412-0014-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00142024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0014-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00142024-12-01T23:59:59.999999+00:00utilization0.572738credit_applicationCV202412-0014-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00152024-12-01T23:59:59.999999+00:00debt_to_income0.148786credit_applicationCV202412-0015-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00152024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0015-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00152024-12-01T23:59:59.999999+00:00utilization0.088504credit_applicationCV202412-0015-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00162024-12-01T23:59:59.999999+00:00debt_to_income0.673525credit_applicationCV202412-0016-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00162024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0016-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00162024-12-01T23:59:59.999999+00:00utilization0.303225credit_applicationCV202412-0016-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00172024-12-01T23:59:59.999999+00:00debt_to_income0.795934credit_applicationCV202412-0017-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00172024-12-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202412-0017-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00172024-12-01T23:59:59.999999+00:00utilization0.265732credit_applicationCV202412-0017-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00182024-12-01T23:59:59.999999+00:00debt_to_income0.153666credit_applicationCV202412-0018-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00182024-12-01T23:59:59.999999+00:00prior_delinquencies0.0credit_applicationCV202412-0018-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00182024-12-01T23:59:59.999999+00:00utilization0.925569credit_applicationCV202412-0018-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00192024-12-01T23:59:59.999999+00:00debt_to_income0.197742credit_applicationCV202412-0019-debt_to_income-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00192024-12-01T23:59:59.999999+00:00prior_delinquencies1.0credit_applicationCV202412-0019-prior_delinquencies-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00
CV202412-00192024-12-01T23:59:59.999999+00:00utilization0.417019credit_applicationCV202412-0019-utilization-2024-11-2612024-11-26T00:00:00.000000+00:002024-11-30T08:00:00.000000+00:002024-11-30T09:00:00.000000+00:002024-11-30T09:00:00.000000+00:00

The contract between the two systems

Decision dates mean UTC end of day. Availability is the later of publication and ingestion. Observations older than seven days, deleted records and missing features are rejected. Utilization and debt-to-income are fractions; prior delinquencies is a count. Principal remains integer USD cents.

This example includes historical corrections published on the decision date but ingested the next day. They must not replace the selected earlier record. Public inputs are synthetic. The 180-day 90+ DPD label is a research definition; calibrated probabilities and model scores are not a deployed lending policy.

Download and reproduce

creditvintage verify-lineage docs/lineage checks both bundles, reconstructs the adapter output and refits the model from saved inputs. Every prediction is compared within the stated numerical tolerance.